Dream Mortgage Eligibility Tracts
Homes within the blue areas on the map may be eligible for the Southern First Dream Mortgage, offering up to 100% financing with no mortgage insurance required.*
How to use this tool:
- Type an address into the search bar to see if the property is within the eligible blue area on the map.
- Use the zoom control in the upper right corner to zoom in and out.
If you have any questions about the Dream Mortgage or other Southern First mortgage loans, please don’t hesitate to reach out to our team of Mortgage Executives.
*Homes in LMIs (Low to Moderate Income Tracts) or MMCT (Majority Minority Census Tracts) are eligible for the Southern First Dream Mortgage. Properties located outside of eligible census tracts within the Southern First market area can also qualify if borrower(s) earn less than 80% of the Estimated MSA Median Family Income. Loan originations are subject to underwriting and credit approval. Additional terms and conditions may apply. The information on this website is intended for informational purposes only, and provided "as is", which is subject to change without prior notice. Sources: 2020 Census Data with 2020 ACS-5 Updates and Interim 2024 FFIEC Updates.
Dream Mortgage Eligibility Tracts
Homes within the blue areas on the map may be eligible for the Southern First Dream Mortgage, offering up to 100% financing with no mortgage insurance required.*
How to use this tool:
- Type an address into the search bar to see if the property is within the eligible blue area on the map.
- Use the zoom control in the upper right corner to zoom in and out.
If you have any questions about the Dream Mortgage or other Southern First mortgage loans, please don’t hesitate to reach out to our team of Mortgage Executives.
*Homes in LMIs (Low to Moderate Income Tracts) or MMCT (Majority Minority Census Tracts) are eligible for the Southern First Dream Mortgage. Properties located outside of eligible census tracts within the Southern First market area can also qualify if borrower(s) earn less than 80% of the Estimated MSA Median Family Income. Loan originations are subject to underwriting and credit approval. Additional terms and conditions may apply. The information on this website is intended for informational purposes only, and provided "as is", which is subject to change without prior notice. Sources: 2020 Census Data with 2020 ACS-5 Updates and Interim 2024 FFIEC Updates.
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