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Fee Schedule for Deposit Account Services

This schedule lists the fees Southern First charges for banking services and is a part of your Deposit Account Agreement with Southern First.

Fees may change at any time. Southern First will notify you of fee changes as outlined in your Deposit Account Agreement.

FEES AND CHARGES. The following fees and charges may be assessed against your account:

Check printing fees vary by the style of check ordered.

Account Reconciliation/Balancing (per hour)$25.00
Account Research (per hour)$35.00
ATM/Debit Card Emergency Rush Fee$25.00
ATM/Debit Card Replacement $6.00
Check Collection: Domestic or Foreign (per item) $25.00
Check Copy (paper copy) $5.00
Clean Collection: Foreign $85.00
Deposit Verification $20.00
Dormant Account Fee (monthly) $10.00
Foreign Currency Exchange $25.00
Gift Cards (per card) $4.00
Levy/State Warrant/Garnishment (per legal process) $125.00
Night Depository Bag $15.00
Non-Sufficient Fund (NSF) Returned Item $38.00
Official Bank Check (Customers) $7.00
Official Bank Check (Non-Customers) $20.00
Overdraft Fee (per item) $38.00
Recurring Overdraft Fee - charged on the 5th consecutive business day overdrawn, and daily thereafter until balance is brought current; maximum of 30 days $10.00
Safe Deposit Lock Drill (both keys lost) $250.00
Safe Deposit Box Rental - varied depending on box size 
Safe Deposit Box Replacement Key $50.00
Statement (paper copy) $5.00
Stop Payment Fee (per stop payment) $36.00
Unpaid Returned Item (checks and other items)  $10.00
Wire Transfers - Incoming Domestic & International $15.00
Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email) $30.00
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)$20.00
Wire Transfers - Outgoing International$50.00