Dear Friends,

We often speak of the privilege that we have as bankers: to serve, to care, and to Impact Lives. As our client, you have relied on us to do these things in all kinds of situations. Today, in the middle of such a trying time for many of us, we are focused and ready to serve you so that you can withstand the current challenges and come through them ready to continue thriving.

As part of our efforts to help, we invite you to contact your banker to learn more about these and other ideas:

• Loan payment options, including interest-only payments or payment deferrals

• Waiving certain account charges

• Increase in ATM withdrawal limits for your debit card - remember, you can use any ATM in the world and we will cover any fees.

Our privilege to serve you and care for you is something we cherish. We welcome this chance to do so in what we believe will be a time that strengthens our bonds.

Call us anytime - we are here for you.