What does Southern First Bank do with your personal information?
Who chooses what gets shared?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What personal information do we collect?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Transaction history
- Credit history
- Account transactions
- Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How much personal information do we share?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Southern First Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Southern First Bank share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes - information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes - information about your creditworthiness||No||We don't share|
|For nonaffiliates to market to you||No||We don't share|
What We Do
How does Southern First Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Southern First Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Give us your contact information
- Pay us by check
- Make a wire transfer
- Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and non-financial companies. Southern First Bank has no affiliates.
Companies not related by common ownership or control. They can be financial and non-financial companies. Southern First Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Southern First Bank doesn't jointly market.