Checking Accounts

• Account
  Minimum Opening Balance
  Fees

• Business FIRST

  Non-Interest Bearing Account

  No Fee for first 250 items per statement cycle, including deposits, deposited items, ACH debits and credits, and ATM / Debit card items
  

  250 items limitation
  

  Minimum Opening Balance$500

  Fees

  $0.30 excess transaction per item fee over the first 250 item limitation

  $15 service fee per statement cycle if daily balance is below $500

  $5.00 per month fee for paper statements

  Statement on CD Available for Additional Fee

• Business FIRST Interest

  Interest Bearing Account

  $5,000 minimum daily balance required to earn interest

  No fee for the first 250 items per statement cycle, including deposits, deposited items, ACH debits and credits, and ATM/debit card items.

  250 items limitation

  Minimum Opening Balance$5,000

  Fees

  $0.30 excess transaction per item fee over the first 250 item limitation

  $15 service fee per statement cycle if daily balance is below $5,000

  $5.00 per month fee for paper statements

  Statement on CD Available for Additional Fee

• Community FIRST

  For organizations classified as 501 (c) (3)

  Interest Bearing Account

  No minimum daily balance required to earn interest

  Unlimited check writing

  Minimum Opening BalanceNone

  Fees

  $5.00 per month fee for paper statements

  Statement on CD Available for Additional Fee

• Corporate FIRST

  Non-Interest Bearing Account

  No minimum daily balance required to earn interest

  Unlimited check writing

  Minimum Opening BalanceNone

  Fees

  $0.20 fee per check, or other debits paid

  $0.45 per credit or deposit

  $0.10 fee per deposited item

  $0.10 fee per ACH debit or credit

  $15 monthly service fee (earnings credit rate paid on investable balances to offset all or part of monthly fees)

  $5.00 per month fee for paper statements

  Statement on CD Available for Additional Fee

FDIC insured up to applicable limits.