Annual Privacy Notice

Privacy Notice: Federal Law requires us to tell you how we collect, share, and protect your personal information.  Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at https://www.southernfirst.com/ or we will mail you a free copy upon request if you call us at 877.679.9646.

Mortgages

We underwrite, approve, and close our mortgages in-house.

  • Mortgage Type
    For you if...
  • Conventional

    You are buying a new home or refinancing an existing home.

  • Refinancing

    You're looking to reduce interest cost or consolidate debt.

  • First-Time Homebuyers

    You're ready to buy your first home.

  • FHA

    You are buying a new home with a small down payment or refinancing an existing FHA mortgage to a lower rate.

  • USDA/Rural Housing

    You live in a rural area or other eligible geographic location.

  • Veterans

    You have served or are active-duty military.

  • Jumbo

    You need a loan exceeding the conventional $453,100 limit.

  • Construction and Lot

    You want to buy land, build your own home, or make restorations.

  • Bridge

    You don't completely fit conventional mortgage guidelines.

Answers to Your Questions