2023 Housing Market Update: A Light at the End of the Tunnel

Though last year’s mortgage rate increases brought a slow-down in home sales, our fast-growing markets are…

Economic Update: Winter 2022

‘Tis the season! We hope this finds you enjoying all that the holidays bring. We at Southern First have enjoyed…

As the Leaves Fall, Will the Housing Market?

It’s officially fall! We are starting to see cooler temperatures in the forecast, but will we see the housing…

Economic Update: Q3 2022

Welcome to the Dog Days of Summer! In case you found yourself wondering where that phrase comes from (like I did),…

Drastic Changes in the Mortgage Industry & How They Are Affecting Today’s Homebuyers

Spring is a time of renewal and change in the environments around us. For the housing industry, the spring of 2022…

Economic Update: Q2 2022

It feels like Spring is springing, which the pollen-yellow hue on everything seems to confirm. This is an exciting…

2022 Mortgage Rates: What to Expect This Year

The tale of mortgage rates can be told alongside entering and exiting the pandemic. Once the pandemic began,…

Economic Update: Q1 2022

Happy New Year friends! Around here, there are still some Christmas-era baked goods and candies floating around,…

Economic Update: Q4 2021

My friends, Christmas is eight weeks away. This public service announcement about the frighteningly…

Economic Update: Q3 2021

We are halfway through 2021 and many of our early-year suggestions of themes in the economy have proven true. New…